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Attorneys Fighting Insurance Companies for Maximum Results

The death of a loved one can be devastating, and the denial of a life insurance claim makes a bad situation much worse. People buy life insurance to help their loved ones through the financial crunch that often arises with the death of a family member, especially the death of a family's primary breadwinner. The denial of a life insurance claim puts the family in a financial bind — a fact that insurance companies know and exploit to their advantage.

Why insurance companies commonly deny life insurance claims

Insurance companies may deny a life insurance claim for various reasons, including:

  • Material misrepresentations in the application
  • Material misrepresentations at renewal
  • Misrepresentation about age, health, smoking or drinking habits, or occupation
  • Death due to suicide
  • Failure to pay premiums
  • Death occurring while the decedent was violating the law
  • Engaging in dangerous hobbies

Rutter & Russin has taken on the big insurance companies in cases involving the denial of life insurance claims and succeeded, time and again.

A married couple planning to travel to India decided to purchase travel insurance from a company online, primarily so that they would have health insurance while abroad. Tragically, the wife was killed by a hit-and-run driver while riding a scooter. The travel insurance policy contained several benefits, including coverage for accidental death. The insurance company suspected the husband may have been involved in staging the accident, based primarily on rumors that it heard about marital problems between the couple. After waiting over a year for the insurance company to pay the claim, the husband hired Rutter & Russin. Following a lawsuit in federal court, the insurance company paid the policy limits plus.


Rutter & Russin has nearly 30 years of experience helping family members get full and fair settlements from insurance companies who have denied a claim. Contact us today for a free consultation.

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