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When You've Lost Everything in a Fire, Turn to an Experienced Team

A fire is a devastating event, depriving people of a place to live, clothes to wear, and, when fire damages a business, often a person's sole source of income. Insurance companies advertise that they will step up to the plate and handle the claim "like a good neighbor," or that the insured is "in good hands," or that the insurance company is "on your side."

Unfortunately, these catchy slogans may amount to little more than false advertising. Insurance companies often turn on the very people they promise to protect, accusing them of arson, fraud, or misrepresentation.

After a catastrophic fire loss, insurance companies all too often turn out to be the problem instead of the solution.

The experienced legal team at Rutter & Russin will protect you from your "protector." We handle a wide variety of issues that arise following fires including:

  • Allegations of arson or insurance fraud
  • Disputes over the origin or cause of a fire
  • Application errors
  • How to value property
  • What documents a policyholder must produce

We have probably handled many cases similar to yours.

Allstate argued that the policyholders set fire to their house in the middle of the night because they wanted to relocate from Ohio to Florida, and then lied to Allstate's investigator about their attempts to sell the house, the purchase of another house in Florida, and their whereabouts at the time of the fire. Allstate was so confident in its position that it offered only $6,000 to settle the case. Rutter & Russin short-circuited Allstate's case by establishing that the fire was not arson, but was probably caused by an electrical fault. Since the fire was not incendiary, all of Allstate's questions about selling the house and relocating were immaterial. The jury agreed and returned a verdict for $516,000.

Common questions regarding fire claims

You've just suffered loss in a fire — what should you do next? This concise, informative article by Bob Rutter answers numerous questions commonly asked by homeowners after a fire. Learn more about the role of fire contractors and insurance adjusters, and discover how your insurance company will likely approach repair or replacement.

Read the full article


Why settle your fire claim for anything less than the full and fair amount you deserve? Rutter & Russin has nearly 30 years of experience fighting insurance companies on behalf of policyholders. Contact us today for a free consultation.

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