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If It's Covered by Insurance, We've Probably Handled It

We represent policyholders, not insurance companies, in all types of insurance coverage disputes — fire, property, life, disability, fidelity, employment practices, and casualty. Rutter & Russin is often brought into complex liability cases to assess the insurance coverage issues so that both the plaintiff and the defendant know what funds are potentially available to satisfy a judgment.

Declaratory judgments against insureds

An insurance company, even while defending its insured, may bring a separate lawsuit against its own insured called a declaratory judgment. These are brought in order to try and obtain a court ruling that the insurance company has no further duty to defend or indemnify its insured.

The lawyer hired by the insurance company to defend you in the underlying lawsuit cannot represent you in the declaratory judgment lawsuit, but we can.

In responding to a declaratory judgment action, "one size does not fit all." We can explain your options and help you make the decision that is best for you.

Rutter & Russin has almost 30 years experience helping policyholders successfully resolve their insurance coverage disputes.

A family insured its show horse for its $150,000 value. The horse had to be put down because of persistent leg problems, and the family expected its insurer to honor the claim. They were surprised when the insurer denied the claim, pointing to an application in which the insureds had supposedly claimed that the horse had no pre-existing leg issues. Rutter & Russin established that the error was the agent's fault, and the claim resolved without a lawsuit.


If you're facing a lawsuit from your insurance company seeking a declaratory judgement you need experienced legal help. The attorneys at Rutter & Russin have nearly 30 years experience fighting insurance companies in all types of coverage disputes. Contact us today for a free consultation.

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