Life Insurance Claims
The death of a loved one can be devastating, and the denial of a life insurance claim can make a bad situation worse. People buy life insurance to help their loved ones through the financial crunch that often occurs with death, especially the death of a family's primary breadwinner. The denial of a life insurance claim puts the family in a financial bind – a fact that insurance companies know and exploit to their advantage.
Insurance companies may deny a life insurance claims for various reasons, including:
- Material misrepresentations in the application;
- Material misrepresentations at renewal;
- Misrepresentation about age, health, smoking or drinking habits, or occupation;
- Death due to suicide;
- Failure to pay premiums;
- Death occurring while the decedent was violating the law;
- Engaging in dangerous hobbies.
Rutter & Russin has taken on the big insurance companies in cases involving the denial of life insurance claims and succeeded, time and again. Click here for a sample of representative life insurance cases.
Do you have a case? Click here for our simple questionaire, or call 216.642.1425.